Add member address, state normalization, account inheritance, fix member form

- Address field on member table (jsonb, same format as account)
- Members inherit email, phone, address from account when not provided
- State normalization: "Texas" → "TX", "california" → "CA" via shared util
- Member form drops zodResolver to fix optional field validation flashing
- Account name auto-format: "First Last - Account"
- US state lookup with full name + code support

packages/admin/src/routes/_authenticated/accounts/new.tsx

@@ -28,7 +28,7 @@ function NewAccountPage() {
 
       // Auto-generate account name from member if not provided
       if (!accountData.name && memberFirstName && memberLastName) {
-        accountData.name = `${memberLastName}, ${memberFirstName}`
+        accountData.name = `${memberFirstName} ${memberLastName} - Account`
       }
 
       const account = await accountMutations.create(accountData)