Add member address, state normalization, account inheritance, fix member form

- Address field on member table (jsonb, same format as account)
- Members inherit email, phone, address from account when not provided
- State normalization: "Texas" → "TX", "california" → "CA" via shared util
- Member form drops zodResolver to fix optional field validation flashing
- Account name auto-format: "First Last - Account"
- US state lookup with full name + code support

packages/backend/src/db/migrations/0011_member_address.sql

@@ -0,0 +1,2 @@
+-- Add address to member table
+ALTER TABLE "member" ADD COLUMN "address" jsonb;

packages/backend/src/db/migrations/meta/_journal.json

@@ -78,6 +78,13 @@
       "when": 1774704000000,
       "tag": "0010_member_identifiers",
       "breakpoints": true
+    },
+    {
+      "idx": 11,
+      "version": "7",
+      "when": 1774710000000,
+      "tag": "0011_member_address",
+      "breakpoints": true
     }
   ]
 }