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lunarfront-app/planning/04_Domain_Rentals.md
Ryan Moon 5f8726ee4e Add planning documents for Forte music store platform
17 domain design docs covering architecture, accounts, inventory,
rentals, lessons, repairs, POS, payments, batch repairs, delivery,
billing, accounting, deployment, licensing, installer, and backend
tech architecture. Plus implementation roadmap (doc 18) and
personnel management (doc 19).

Key design decisions documented:
- company/location model (multi-tenant + multi-location)
- member entity (renamed from student to support multiple adults)
- Stripe vs Global Payments billing ownership differences
- User/location/terminal licensing model
- Valkey 8 instead of Redis
2026-03-27 14:51:23 -05:00

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Music Store Management Platform

Domain Design: Rentals

1. Overview

The Rentals domain manages instrument rental contracts, recurring billing, and rent-to-own tracking. Rentals are one of the most financially complex areas of the platform due to recurring Stripe subscriptions, multi-rental billing consolidation, and rent-to-own equity calculations.

2. Rental Types

Type

Description

Month-to-month

Standard rental — continues until returned or cancelled. No purchase obligation.

Rent-to-own

A percentage of each payment applies toward purchase price. Customer can buy out at any time.

Short-term

Hourly, daily, or weekly rental. Flat fee, no subscription. Common for events.

Lease purchase

Fixed-term contract with defined end purchase price.

3. Database Schema

3.1 rental

Column

Type

Notes

id

uuid PK

company_id

uuid FK

account_id

uuid FK

Billing account

member_id

uuid FK

Member who has the instrument

inventory_unit_id

uuid FK

Specific instrument rented

rental_type

enum

month_to_month | rent_to_own | short_term | lease_purchase

status

enum

active | returned | cancelled | completed

start_date

date

end_date

date

Null for open-ended rentals

monthly_rate

numeric(10,2)

Monthly charge amount

deposit_amount

numeric(10,2)

Security deposit collected

deposit_returned

boolean

billing_group

varchar

Groups rentals for consolidated billing

stripe_subscription_id

varchar

Stripe subscription reference

stripe_subscription_item_id

varchar

Line item if consolidated

rto_purchase_price

numeric(10,2)

Rent-to-own: full purchase price

rto_equity_percent

numeric(5,2)

% of payment applied to equity

rto_equity_accumulated

numeric(10,2)

Total equity built toward purchase

notes

text

legacy_id

varchar

AIM rental contract ID

created_at

timestamptz

3.2 rental_payment

Records each individual payment made against a rental — populated via Stripe webhook events.

id, rental_id, account_id, stripe_invoice_id, stripe_payment_intent_id,amount, rto_equity_applied, payment_date, status (paid|failed|refunded), created_at

4. Rent-to-Own Logic

When a rental is of type rent_to_own, each payment applies a percentage toward the purchase price.

  • rto_equity_accumulated increases by (monthly_rate × rto_equity_percent) each payment

  • Buyout amount = rto_purchase_price rto_equity_accumulated

  • Staff can offer buyout at any time — triggers inventory_unit status change to 'sold'

  • On buyout, Stripe subscription is cancelled and a one-time charge is created for remaining balance

  • Invoice shows accumulated equity and remaining buyout balance

5. Billing Consolidation

5.1 Consolidated Billing

When billing_group is set to the same value on multiple rentals for the same account, they share one Stripe subscription with multiple line items. One charge per month covers all grouped rentals.

5.2 Split Billing

When billing_group is null, the rental has its own independent Stripe subscription. Useful when a customer wants rentals charged on different dates.

5.3 Adding a Rental Mid-Cycle

  • If consolidating: add new line item to existing subscription — Stripe prorates automatically

  • If split: create new standalone subscription with requested billing date

  • Invoice shows prorated amount for partial first month

6. Return Workflow

  • Staff records return — captures condition assessment

  • inventory_unit status updated to 'available' (or 'in_repair' if damage found)

  • Stripe subscription cancelled or line item removed

  • Deposit refund processed if applicable — logged in audit trail

  • Final invoice generated for any partial month charges

  • If damage found, repair ticket created automatically and linked to rental record